{"id":2551,"date":"2025-02-13T13:37:50","date_gmt":"2025-02-13T11:37:50","guid":{"rendered":"https:\/\/123leasing.ro\/blog\/?p=2551"},"modified":"2025-02-13T13:38:06","modified_gmt":"2025-02-13T11:38:06","slug":"simulator-leasing","status":"publish","type":"post","link":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/","title":{"rendered":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><b>Atunci c\u00e2nd vrei s\u0103 achizi\u021bionezi un autoturism prin leasing, e important s\u0103 \u00een\u021belegi costurile reale \u0219i s\u0103 compari diverse oferte de finan\u021bare. Aici intervine un simulator leasing, un instrument online care \u00ee\u021bi permite s\u0103 estimezi rata lunar\u0103, valoarea total\u0103 a leasingului \u0219i alte costuri asociate.<\/b><\/p>\n<p>O ofert\u0103 de leasing poate p\u0103rea atractiv\u0103 la prima vedere, dar f\u0103r\u0103 o analiz\u0103 atent\u0103, po\u021bi ajunge s\u0103 pl\u0103te\u0219ti mai mult dec\u00e2t ai anticipat din cauza dob\u00e2nzilor, comisioanelor sau altor costuri ascunse.<\/p>\n<p>Dac\u0103 nu \u0219tii exact cum func\u021bioneaz\u0103 un simulator de leasing \u0219i ce date trebuie introduse, \u00ee\u021bi recomand\u0103m s\u0103 cite\u0219ti <a style=\"color: var(--awb-color5);\" href=\"https:\/\/123leasing.ro\/blog\/simulare-leasing-auto-afla-costurile-unui-leasing-pentru-autoturismul-dorit\/\">acest ghid detaliat<\/a> despre simularea leasingului auto.<\/p>\n<h2 class=\"\" style=\"--fontsize: 38; line-height: 1.2;\" data-fontsize=\"38\" data-lineheight=\"45.6px\">Ce factori influen\u021beaz\u0103 oferta de leasing?<\/h2>\n<p>Atunci c\u00e2nd folose\u0219ti un simulator de leasing, trebuie s\u0103 introduci mai mul\u021bi parametri care influen\u021beaz\u0103 oferta final\u0103. Iat\u0103 cei mai importan\u021bi factori de care trebuie s\u0103 \u021bii cont:<\/p>\n<p><b>1. Valoarea autoturismului<\/b><\/p>\n<p>Pre\u021bul de achizi\u021bie al ma\u0219inii este punctul de plecare al oric\u0103rei simul\u0103ri de leasing. Cu c\u00e2t autoturismul este mai scump, cu at\u00e2t rata lunar\u0103 \u0219i costul total al leasingului vor fi mai mari. Dac\u0103 ai un buget limitat, ia \u00een calcul \u0219i modele cu un raport mai bun \u00eentre dot\u0103ri \u0219i pre\u021b.<\/p>\n<p><b>2. Avansul pl\u0103tit<\/b><\/p>\n<p>Un avans mai mare reduce valoarea finan\u021bat\u0103, ceea ce \u00eenseamn\u0103 rate lunare mai mici \u0219i costuri totale mai reduse. Totu\u0219i, trebuie s\u0103 g\u0103se\u0219ti un echilibru \u00eentre c\u00e2t \u00ee\u021bi permi\u021bi s\u0103 pl\u0103te\u0219ti ini\u021bial \u0219i c\u00e2t vrei s\u0103 economise\u0219ti pe termen lung.<\/p>\n<p><b>3. Perioada de leasing<\/b><\/p>\n<p>Durata leasingului poate varia \u00eentre 12 \u0219i 60 de luni. O perioad\u0103 mai lung\u0103 \u00eenseamn\u0103 rate lunare mai mici, dar \u0219i costuri totale mai mari din cauza dob\u00e2nzilor acumulate. \u00cen schimb, un leasing mai scurt poate fi mai avantajos dac\u0103 vrei s\u0103 pl\u0103te\u0219ti mai pu\u021bine dob\u00e2nzi \u0219i s\u0103 devii mai repede proprietarul ma\u0219inii.<\/p>\n<p><b>4. Dob\u00e2nda \u0219i tipul de leasing<\/b><\/p>\n<p>Dob\u00e2nda aplicat\u0103 leasingului influen\u021beaz\u0103 direct costul total. De asemenea, este important s\u0103 alegi \u00eentre:<\/p>\n<ul>\n<li>Leasing financiar \u2013 Mai avantajos dac\u0103 vrei s\u0103 devii proprietar la finalul contractului.<\/li>\n<li>Leasing opera\u021bional \u2013 Ideal dac\u0103 vrei s\u0103 schimbi ma\u0219ina la fiecare c\u00e2\u021biva ani \u0219i s\u0103 ai incluse servicii precum mentenan\u021b\u0103 \u0219i asigur\u0103ri.<\/li>\n<\/ul>\n<h2 class=\"\" style=\"--fontsize: 38; line-height: 1.2;\" data-fontsize=\"38\" data-lineheight=\"45.6px\">Cum folose\u0219ti corect un simulator leasing pentru a ob\u021bine cea mai bun\u0103 ofert\u0103<\/h2>\n<p>Utilizarea unui simulator de leasing pare un proces simplu, dar pentru a ob\u021bine rezultate realiste \u0219i relevante, trebuie s\u0103 fii atent la c\u00e2teva aspecte esen\u021biale. Iat\u0103 pa\u0219ii corec\u021bi pentru o simulare eficient\u0103:<\/p>\n<p>Utilizarea unui simulator de leasing pare un proces simplu, dar pentru a ob\u021bine rezultate realiste \u0219i relevante, trebuie s\u0103 fii atent la c\u00e2teva aspecte esen\u021biale. Iat\u0103 pa\u0219ii corec\u021bi pentru o simulare eficient\u0103:<\/p>\n<p><b>Introducerea corect\u0103 a parametrilor<\/b><\/p>\n<p>Pentru a ob\u021bine o estimare c\u00e2t mai precis\u0103, trebuie s\u0103 introduci valori realiste pentru:<\/p>\n<ul>\n<li>Pre\u021bul ma\u0219inii \u2013 Verific\u0103 ofertele actuale pentru modelul dorit.<\/li>\n<li>Avansul \u2013 Alege o sum\u0103 pe care \u021bi-o permi\u021bi, dar care s\u0103 reduc\u0103 semnificativ costurile totale.<\/li>\n<li>Durata leasingului \u2013 Simuleaz\u0103 mai multe variante pentru a vedea impactul asupra ratei lunare.<\/li>\n<li>Dob\u00e2nda \u2013 Unele simulatoare ofer\u0103 valori predefinite, dar este bine s\u0103 verifici \u0219i ofertele b\u0103ncilor.<\/li>\n<\/ul>\n<p><b>Evitarea gre\u0219elilor comune<\/b><\/p>\n<p>Multe persoane fac gre\u0219eli atunci c\u00e2nd folosesc un simulator de leasing, ceea ce le poate duce la a\u0219tept\u0103ri nerealiste. Printre cele mai frecvente erori se num\u0103r\u0103:<\/p>\n<ul>\n<li>Ignorarea costurilor suplimentare<\/li>\n<li>Alegerea unui avans prea mic<\/li>\n<li>Compararea doar a ratelor lunare<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:15px;--awb-padding-right:15px;--awb-padding-bottom:15px;--awb-padding-left:15px;--awb-margin-top:20px;--awb-margin-bottom:20px;--awb-background-color:var(--awb-color4);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"940\" height=\"788\" alt=\"Leasing opera\u021bional vs leasing financiar: Care e op\u021biunea potrivit\u0103?\" title=\"Propuneri vizualuri Blog (11)\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/10\/Propuneri-vizualuri-Blog-11-1.jpg\" class=\"img-responsive wp-image-2133\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/10\/Propuneri-vizualuri-Blog-11-1-200x168.jpg 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/10\/Propuneri-vizualuri-Blog-11-1-400x335.jpg 400w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/10\/Propuneri-vizualuri-Blog-11-1-600x503.jpg 600w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/10\/Propuneri-vizualuri-Blog-11-1-800x671.jpg 800w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/10\/Propuneri-vizualuri-Blog-11-1.jpg 940w\" sizes=\"(max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-text-color:#ffffff;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:30px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:30;line-height:var(--awb-typography1-line-height);\">Leasing opera\u021bional sau financiar?<\/h4><\/div><div class=\"fusion-text fusion-text-2\"><p style=\"color: #ffffff;\">Specialistul \u00een leasing te poate ajuta s\u0103 \u00een\u021belegi diferen\u021bele dintre cele dou\u0103 op\u021biuni \u0219i s\u0103 alegi solu\u021bia potrivit\u0103 pentru nevoile tale. Descoper\u0103 care variant\u0103 este cea mai avantajoas\u0103 pentru tine \u0219i ob\u021bine oferte personalizate.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:#000000;--button_border_hover_color:#000000;--button_gradient_top_color:#fe9900;--button_gradient_bottom_color:#fe9900;--button_gradient_top_color_hover:#ffffff;--button_gradient_bottom_color_hover:#ffffff;\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/123credit.ro\/leasing-auto\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">ALEGE SOLU\u021aIA DE LEASING POTRIVIT\u0102<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><h2 class=\"\" style=\"--fontsize: 38; line-height: 1.2;\" data-fontsize=\"38\" data-lineheight=\"45.6px\">Cum ob\u021bii cea mai avantajoas\u0103 ofert\u0103 de leasing<\/h2>\n<p>Decizia de a alege o ofert\u0103 de leasing sau alta nu trebuie s\u0103 se bazeze doar pe rezultatul unui simulator. Exist\u0103 mai multe aspecte pe care le po\u021bi lua \u00een considerare pentru a ob\u021bine cele mai bune condi\u021bii de finan\u021bare.<\/p>\n<p><b>Negocierea condi\u021biilor<\/b><\/p>\n<p>Mul\u021bi cump\u0103r\u0103tori cred c\u0103 ofertele de leasing sunt fixe, dar \u00een realitate exist\u0103 loc de negociere. Po\u021bi discuta cu finan\u021batorul despre:<\/p>\n<ul>\n<li>Reducerea comisioanelor de administrare sau analiz\u0103 a dosarului<\/li>\n<li>Ajustarea dob\u00e2nzii \u00een func\u021bie de profilul t\u0103u financiar<\/li>\n<li>Posibilitatea de a avea costuri mai mici pentru asigurarea CASCO<\/li>\n<\/ul>\n<p><b>Compararea ofertelor b\u0103ncilor \u0219i companiilor de leasing<\/b><\/p>\n<p>Nu toate institu\u021biile financiare ofer\u0103 acelea\u0219i condi\u021bii. Unele b\u0103nci au dob\u00e2nzi mai avantajoase, \u00een timp ce anumite companii de leasing pot include servicii suplimentare, cum ar fi \u00eentre\u021binerea vehiculului.<\/p>\n<p>Este recomandat s\u0103 ceri mai multe oferte \u0219i s\u0103 le compari pe baza:<\/p>\n<ul>\n<li>Dob\u00e2nzii anuale efective (DAE)<\/li>\n<li>Costului total al leasingului<\/li>\n<li>Flexibilit\u0103\u021bii contractului (posibilitatea ramburs\u0103rii anticipate f\u0103r\u0103 penaliz\u0103ri)<\/li>\n<\/ul>\n<p><b>Verificarea costurilor ascunse<\/b><\/p>\n<p>Pe l\u00e2ng\u0103 rata lunar\u0103, leasingul poate avea costuri suplimentare care trebuie luate \u00een calcul:<\/p>\n<ul>\n<li>Taxe de administrare<\/li>\n<li>Comisioane de rambursare anticipat\u0103<\/li>\n<li>Costuri pentru transferul contractului \u00een cazul \u00een care vrei s\u0103 vinzi ma\u0219ina \u00eenainte de finalizarea leasingului<\/li>\n<li>Asigur\u0103ri obligatorii (CASCO, RCA), care pot influen\u021ba costurile totale<\/li>\n<\/ul>\n<p>Un simulator de leasing \u00ee\u021bi ofer\u0103 o estimare bun\u0103 a ratei lunare, dar nu \u00eentotdeauna include toate aceste costuri. De aceea, este important s\u0103 cite\u0219ti cu aten\u021bie contractul \u0219i s\u0103 discu\u021bi cu finan\u021batorul \u00eenainte de a semna.<\/p>\n<h2 class=\"\" style=\"--fontsize: 38; line-height: 1.2;\" data-fontsize=\"38\" data-lineheight=\"45.6px\"><span style=\"font-weight: 400;\">Concluzie<\/span><\/h2>\n<p>Folosirea unui simulator leasing este un pas esen\u021bial pentru a estima costurile reale ale finan\u021b\u0103rii \u0219i pentru a compara diferite oferte. Cu toate acestea, pentru a ob\u021bine cea mai bun\u0103 ofert\u0103 de leasing, este important s\u0103 iei \u00een considerare nu doar rata lunar\u0103, ci \u0219i costurile totale, tipul leasingului \u0219i condi\u021biile contractuale.<\/p>\n<p>Negocierea dob\u00e2nzii, verificarea taxelor ascunse \u0219i compararea mai multor oferte de la b\u0103nci \u0219i companii de leasing te pot ajuta s\u0103 economise\u0219ti sume semnificative.<\/p>\n<p>\u00cenainte de a semna un contract, asigur\u0103-te c\u0103 ai \u00een\u021beles toate condi\u021biile \u0219i c\u0103 leasingul ales se potrive\u0219te cu nevoile tale financiare.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-top:40px;--awb-margin-bottom:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-column-inner-bg-wrapper notitles\" style=\"--awb-inner-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/123credit.ro\/credit-nevoi-personale\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-content-boxes content-boxes columns row fusion-columns-3 fusion-columns-total-3 fusion-content-boxes-1 content-boxes-icon-with-title content-left\" style=\"--awb-backgroundcolor:var(--awb-color3);--awb-body-color:var(--awb-color7);--awb-title-color:var(--awb-color5);--awb-iconcolor:var(--awb-color5);--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-hover-accent-color:var(--awb-color4);--awb-circle-hover-accent-color:transparent;\" data-animationOffset=\"top-into-view\"><div style=\"--awb-backgroundcolor:var(--awb-color3);--awb-iconcolor:var(--awb-color5);\" class=\"fusion-column content-box-column content-box-column content-box-column-1 col-lg-4 col-md-4 col-sm-4 fusion-content-box-hover content-box-column-first-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-box link-type-button icon-hover-animation-fade fusion-animated\" data-link=\"https:\/\/123credit.ro\/specialisti-credite\" data-link-target=\"_blank\" data-animationType=\"fadeInDown\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\"><a class=\"heading-link\" style=\"float:left;\" href=\"https:\/\/123credit.ro\/specialisti-credite\" target=\"_blank\" rel=\"noopener noreferrer\"><div class=\"icon\"><i style=\"background-color:transparent;border-color:transparent;height:auto;width: 20px;line-height:normal;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-hand-holding-usd fas circle-no\"><\/i><\/div><h3 class=\"content-box-heading fusion-responsive-typography-calculated\" style=\"--h3_typography-font-size:24px;--fontSize:24;line-height:var(--awb-typography1-line-height);\">Ai nevoie de p\u0103rerea unui specialist \u00een credite?<\/h3><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p>Un specialist \u00een credite \u00ee\u021bi va oferi consultan\u021b\u0103 \u0219i solu\u021bii financiare legate de ob\u021binerea \u0219i gestionarea creditului t\u0103u.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><a class=\"fusion-read-more-button fusion-content-box-button fusion-button button-default fusion-button-default-size button- button-flat\" style=\"float:left;\" href=\"https:\/\/123credit.ro\/specialisti-credite\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"fusion-button-text\">Consult\u0103 un specialist<\/span><\/a><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color3);--awb-iconcolor:var(--awb-color5);\" class=\"fusion-column content-box-column content-box-column content-box-column-2 col-lg-4 col-md-4 col-sm-4 fusion-content-box-hover \"><div class=\"col content-box-wrapper content-wrapper-background link-area-box link-type-button icon-hover-animation-fade fusion-animated\" data-link=\"https:\/\/123credit.ro\/calculator-imprumut\" data-link-target=\"_blank\" data-animationType=\"fadeInDown\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\"><a class=\"heading-link\" style=\"float:left;\" href=\"https:\/\/123credit.ro\/calculator-imprumut\" target=\"_blank\" rel=\"noopener noreferrer\"><div class=\"icon\"><i style=\"background-color:transparent;border-color:transparent;height:auto;width: 20px;line-height:normal;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-warehouse fas circle-no\"><\/i><\/div><h3 class=\"content-box-heading fusion-responsive-typography-calculated\" style=\"--h3_typography-font-size:24px;--fontSize:24;line-height:var(--awb-typography1-line-height);\">Vrei s\u0103 afli c\u00e2t po\u021bi s\u0103 \u00eemprumu\u021bi? <\/h3><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p>Verific\u0103 care este suma pe care o po\u021bi primi, ce rat\u0103 \u021bi se potrive\u0219te \u0219i care este gradul t\u0103u de \u00eendatorare acces\u00e2nd calculatorul de \u00eemprumut.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><a class=\"fusion-read-more-button fusion-content-box-button fusion-button button-default fusion-button-default-size button- button-flat\" style=\"float:left;\" href=\"https:\/\/123credit.ro\/calculator-imprumut\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"fusion-button-text\">C\u00e2t pot s\u0103 \u00eemprumut<\/span><\/a><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div style=\"--awb-backgroundcolor:var(--awb-color3);--awb-iconcolor:var(--awb-color5);\" class=\"fusion-column content-box-column content-box-column content-box-column-3 col-lg-4 col-md-4 col-sm-4 fusion-content-box-hover content-box-column-last content-box-column-last-in-row\"><div class=\"col content-box-wrapper content-wrapper-background link-area-box link-type-button icon-hover-animation-fade fusion-animated\" data-link=\"https:\/\/123credit.ro\/refinantare-credit-ipotecar\" data-link-target=\"_blank\" data-animationType=\"fadeInDown\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><div class=\"heading heading-with-icon icon-left\"><a class=\"heading-link\" style=\"float:left;\" href=\"https:\/\/123credit.ro\/refinantare-credit-ipotecar\" target=\"_blank\" rel=\"noopener noreferrer\"><div class=\"icon\"><i style=\"background-color:transparent;border-color:transparent;height:auto;width: 20px;line-height:normal;font-size:20px;\" aria-hidden=\"true\" class=\"fontawesome-icon fa-hand-holding-usd fas circle-no\"><\/i><\/div><h3 class=\"content-box-heading fusion-responsive-typography-calculated\" style=\"--h3_typography-font-size:24px;--fontSize:24;line-height:var(--awb-typography1-line-height);\">Ai nevoie de refinantare pentru creditul t\u0103u?<\/h3><\/a><\/div><div class=\"fusion-clearfix\"><\/div><div class=\"content-container\">\n<p>Refinan\u021beaz\u0103 creditul t\u0103u ipotecar sau Noua Cas\u0103 \u0219i transform\u0103 dob\u00e2nda variabil\u0103 \u00een dob\u00e2nd\u0103 fix\u0103 sau ob\u021bine o rat\u0103 mai mic\u0103.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><a class=\"fusion-read-more-button fusion-content-box-button fusion-button button-default fusion-button-default-size button- button-flat\" style=\"float:left;\" href=\"https:\/\/123credit.ro\/refinantare-credit-ipotecar\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"fusion-button-text\">Refinan\u021beaz\u0103 rapid<\/span><\/a><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-blend:overlay;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><h2 class=\"\" style=\"--fontsize: 38; line-height: 1.2;\" data-fontsize=\"38\" data-lineheight=\"45.6px\"><b>\u00centreb\u0103ri frecvente<\/b><\/h2>\n<ol>\n<li><b>Simulatorul de leasing ofer\u0103 o estimare exact\u0103 a costurilor?<\/b><\/li>\n<\/ol>\n<p>Nu \u00eentotdeauna. Simulatoarele de leasing ofer\u0103 o estimare orientativ\u0103, dar nu includ \u00eentotdeauna costurile suplimentare, precum taxele de administrare sau asigur\u0103rile.<\/p>\n<ol start=\"2\">\n<li><b>Care sunt cele mai importante aspecte de luat \u00een calcul la utilizarea unui simulator de leasing?<\/b><\/li>\n<\/ol>\n<p>Trebuie s\u0103 te asiguri c\u0103 introduci corect pre\u021bul ma\u0219inii, avansul, perioada de leasing \u0219i tipul dob\u00e2nzii, dar \u0219i s\u0103 verifici eventualele costuri suplimentare.<\/p>\n<ol start=\"3\">\n<li><b>Cum aleg cel mai bun leasing pe baza simul\u0103rii?<\/b><\/li>\n<\/ol>\n<p>Cel mai bun leasing nu este \u00eentotdeauna cel cu rata lunar\u0103 cea mai mic\u0103. Trebuie s\u0103 compari DAE, costul total al finan\u021b\u0103rii \u0219i condi\u021biile de rambursare anticipat\u0103.<\/p>\n<ol start=\"4\">\n<li><b>Pot ob\u021bine o ofert\u0103 mai bun\u0103 dec\u00e2t ceea ce \u00eemi arat\u0103 simulatorul?<\/b><\/li>\n<\/ol>\n<p>Da, \u00een multe cazuri po\u021bi negocia condi\u021biile de leasing, mai ales dac\u0103 ai un istoric financiar bun sau dac\u0103 firma de leasing are oferte promo\u021bionale.<\/p>\n<ol start=\"5\">\n<li><b>Ce se \u00eent\u00e2mpl\u0103 dac\u0103 vreau s\u0103 rambursez leasingul mai devreme dec\u00e2t perioada stabilit\u0103?<\/b><\/li>\n<\/ol>\n<p>Majoritatea companiilor de leasing permit rambursarea anticipat\u0103, dar pot percepe comisioane. Verific\u0103 termenii contractului \u00eenainte de a lua o decizie.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-sizes-top:1;--awb-border-sizes-bottom:1;--awb-border-sizes-left:1;--awb-border-sizes-right:1;--awb-border-color:var(--awb-color3);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-right:20px;--awb-padding-bottom:20px;--awb-padding-left:20px;--awb-flex-wrap:wrap;--awb-box-shadow: 0px 0px ;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1144px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:10px;--awb-margin-right-small:0px;--awb-margin-bottom-small:10px;--awb-margin-left-small:0px;--awb-font-size:28px;\"><h4 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:28;line-height:var(--awb-typography1-line-height);\"><p><span style=\"font-weight: normal;\">Alege din cele<\/span> <span style=\"color: var(--awb-color4);\">150+<\/span><span style=\"font-weight: normal;\"> de oferte de la <\/span><span style=\"color: var(--awb-color4);\">20+<\/span><span style=\"font-weight: normal;\"> institu\u021bii<br \/>\nfinanciare partenere:<\/span><\/p><\/h4><\/div><div class=\"fusion-image-carousel fusion-image-carousel-fixed fusion-image-carousel-1\"><div class=\"awb-carousel awb-swiper awb-swiper-carousel awb-carousel--carousel awb-swiper-dots-position-bottom\" data-layout=\"carousel\" data-autoplay=\"no\" data-autoplayspeed=\"2500\" data-autoplaypause=\"no\" data-loop=\"yes\" data-columns=\"5\" data-columnsmedium=\"1\" data-columnssmall=\"1\" data-itemmargin=\"0\" data-itemwidth=\"180\" data-touchscroll=\"no\" data-freemode=\"no\" data-imagesize=\"fixed\" data-scrollitems=\"0\" data-centeredslides=\"no\" data-rotationangle=\"50\" data-depth=\"100\" data-speed=\"500\" data-shadow=\"no\" data-pagination=\"bullets\" style=\"--awb-column-spacing:0px;\"><div class=\"swiper-wrapper awb-image-carousel-wrapper fusion-flex-align-items-center\"><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-simplu-credit2.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"198\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-speedfinanciar.jpg\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"157\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-tbi-v2.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"198\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-unicredit-consumer-finance.jpg\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-unicredit.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-viva.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-alphabank.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-bcr-2023.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"300\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-banca-ro.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-banca-ro-200x41.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-banca-ro.png 300w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-brd.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-bt.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"61\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-ca.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-cec.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-cec-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-cec.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-claret.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-credex.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-credit-eu.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-credit-eu-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-credit-eu.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-creditprime.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-creditprime-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-creditprime.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-credius.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-easycredit.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"216\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-exim.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-exim-200x56.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-exim.png 216w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-ferratum-2.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-ferratum-2-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-ferratum-2.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-firstbank.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-garanti.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-garanti-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-garanti.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-happycredit.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-happycredit-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-happycredit.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-icredit.jpg\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"110\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-ing.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"267\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-libra.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-libra-200x46.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-libra.png 267w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"148\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-mogoifn.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"166\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-ocean.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"152\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-otp.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-patria.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-patria-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-patria.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-none\"><img decoding=\"async\" width=\"222\" height=\"61\" src=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-raiffeisen.png\" class=\"attachment-blog-medium size-blog-medium\" alt=\"\" srcset=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-raiffeisen-200x55.png 200w, https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/07\/logo-raiffeisen.png 222w\" sizes=\"(min-width: 2200px) 100vw, (min-width: 928px) 220px, (min-width: 856px) 275px, (min-width: 784px) 367px, (min-width: 712px) 550px, (min-width: 640px) 712px, \" \/><\/div><\/div><\/div><\/div><div class=\"awb-swiper-button awb-swiper-button-prev\"><i class=\"awb-icon-angle-left\" aria-hidden=\"true\"><\/i><\/div><div class=\"awb-swiper-button awb-swiper-button-next\"><i class=\"awb-icon-angle-right\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-top:0px;--awb-margin-bottom:0px;\" target=\"_self\" href=\"https:\/\/123credit.ro\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Aplic\u0103 pentru un credit \u00een mai pu\u021bin de 5 minute<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 9<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><\/p>\n","protected":false},"author":8,"featured_media":2552,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[236],"tags":[245],"class_list":["post-2551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing-auto","tag-simulator-leasing-auto"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto - Blogul 123Leasing<\/title>\n<meta name=\"description\" content=\"Vrei cea mai bun\u0103 ofert\u0103 de leasing auto? Afl\u0103 cum s\u0103 folose\u0219ti un simulator leasing, ce factori influen\u021beaz\u0103 costurile \u0219i cum s\u0103 optimizezi finan\u021barea.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto - Blogul 123Leasing\" \/>\n<meta property=\"og:description\" content=\"Vrei cea mai bun\u0103 ofert\u0103 de leasing auto? Afl\u0103 cum s\u0103 folose\u0219ti un simulator leasing, ce factori influen\u021beaz\u0103 costurile \u0219i cum s\u0103 optimizezi finan\u021barea.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/\" \/>\n<meta property=\"og:site_name\" content=\"Blogul 123Leasing\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-13T11:37:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-13T11:38:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/02\/Propuneri-vizualuri-Blog-25.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sebastian Piu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sebastian Piu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/\"},\"author\":{\"name\":\"Sebastian Piu\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#\\\/schema\\\/person\\\/797ba521bc02fa382d63361a5e7d35be\"},\"headline\":\"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto\",\"datePublished\":\"2025-02-13T11:37:50+00:00\",\"dateModified\":\"2025-02-13T11:38:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/\"},\"wordCount\":4443,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Propuneri-vizualuri-Blog-25.jpg\",\"keywords\":[\"simulator leasing auto\"],\"articleSection\":[\"Leasing auto\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/\",\"name\":\"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto - Blogul 123Leasing\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Propuneri-vizualuri-Blog-25.jpg\",\"datePublished\":\"2025-02-13T11:37:50+00:00\",\"dateModified\":\"2025-02-13T11:38:06+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#\\\/schema\\\/person\\\/797ba521bc02fa382d63361a5e7d35be\"},\"description\":\"Vrei cea mai bun\u0103 ofert\u0103 de leasing auto? Afl\u0103 cum s\u0103 folose\u0219ti un simulator leasing, ce factori influen\u021beaz\u0103 costurile \u0219i cum s\u0103 optimizezi finan\u021barea.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#primaryimage\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Propuneri-vizualuri-Blog-25.jpg\",\"contentUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Propuneri-vizualuri-Blog-25.jpg\",\"width\":940,\"height\":788,\"caption\":\"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/simulator-leasing\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/\",\"name\":\"Blogul 123Leasing\",\"description\":\"Blogul 123credit iti ofera toate informatiile de care ai nevoie cand aplici pentru credit ipotecar\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#\\\/schema\\\/person\\\/797ba521bc02fa382d63361a5e7d35be\",\"name\":\"Sebastian Piu\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/sebastian-piu-96x96.jpg\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/sebastian-piu-96x96.jpg\",\"contentUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/sebastian-piu-96x96.jpg\",\"caption\":\"Sebastian Piu\"},\"description\":\"Antreprenor \u0219i profesionist cu o experien\u021b\u0103 bogat\u0103 de peste 15 ani \u00een sistemul bancar-financiar. Experien\u021ba sa divers\u0103 acoper\u0103 mai multe domenii cheie: Managementul V\u00e2nz\u0103rilor, Recuperarea Datoriilor, Restructurarea Creditelor \u0219i Managementul Riscurilor.\",\"sameAs\":[\"https:\\\/\\\/123credit.ro\"],\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/author\\\/sebastian-piu\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto - Blogul 123Leasing","description":"Vrei cea mai bun\u0103 ofert\u0103 de leasing auto? Afl\u0103 cum s\u0103 folose\u0219ti un simulator leasing, ce factori influen\u021beaz\u0103 costurile \u0219i cum s\u0103 optimizezi finan\u021barea.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/","og_locale":"en_US","og_type":"article","og_title":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto - Blogul 123Leasing","og_description":"Vrei cea mai bun\u0103 ofert\u0103 de leasing auto? Afl\u0103 cum s\u0103 folose\u0219ti un simulator leasing, ce factori influen\u021beaz\u0103 costurile \u0219i cum s\u0103 optimizezi finan\u021barea.","og_url":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/","og_site_name":"Blogul 123Leasing","article_published_time":"2025-02-13T11:37:50+00:00","article_modified_time":"2025-02-13T11:38:06+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/02\/Propuneri-vizualuri-Blog-25.jpg","type":"image\/jpeg"}],"author":"Sebastian Piu","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Sebastian Piu","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#article","isPartOf":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/"},"author":{"name":"Sebastian Piu","@id":"https:\/\/123leasing.ro\/blog\/#\/schema\/person\/797ba521bc02fa382d63361a5e7d35be"},"headline":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto","datePublished":"2025-02-13T11:37:50+00:00","dateModified":"2025-02-13T11:38:06+00:00","mainEntityOfPage":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/"},"wordCount":4443,"commentCount":0,"image":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#primaryimage"},"thumbnailUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/02\/Propuneri-vizualuri-Blog-25.jpg","keywords":["simulator leasing auto"],"articleSection":["Leasing auto"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/","url":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/","name":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto - Blogul 123Leasing","isPartOf":{"@id":"https:\/\/123leasing.ro\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#primaryimage"},"image":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#primaryimage"},"thumbnailUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/02\/Propuneri-vizualuri-Blog-25.jpg","datePublished":"2025-02-13T11:37:50+00:00","dateModified":"2025-02-13T11:38:06+00:00","author":{"@id":"https:\/\/123leasing.ro\/blog\/#\/schema\/person\/797ba521bc02fa382d63361a5e7d35be"},"description":"Vrei cea mai bun\u0103 ofert\u0103 de leasing auto? Afl\u0103 cum s\u0103 folose\u0219ti un simulator leasing, ce factori influen\u021beaz\u0103 costurile \u0219i cum s\u0103 optimizezi finan\u021barea.","breadcrumb":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#primaryimage","url":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/02\/Propuneri-vizualuri-Blog-25.jpg","contentUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/02\/Propuneri-vizualuri-Blog-25.jpg","width":940,"height":788,"caption":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto"},{"@type":"BreadcrumbList","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/simulator-leasing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/123leasing.ro\/blog\/"},{"@type":"ListItem","position":2,"name":"Simulator leasing: Cum s\u0103 ob\u021bii cea mai bun\u0103 ofert\u0103 de finan\u021bare auto"}]},{"@type":"WebSite","@id":"https:\/\/123leasing.ro\/blog\/#website","url":"https:\/\/123leasing.ro\/blog\/","name":"Blogul 123Leasing","description":"Blogul 123credit iti ofera toate informatiile de care ai nevoie cand aplici pentru credit ipotecar","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/123leasing.ro\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/123leasing.ro\/blog\/#\/schema\/person\/797ba521bc02fa382d63361a5e7d35be","name":"Sebastian Piu","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/08\/sebastian-piu-96x96.jpg","url":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/08\/sebastian-piu-96x96.jpg","contentUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2024\/08\/sebastian-piu-96x96.jpg","caption":"Sebastian Piu"},"description":"Antreprenor \u0219i profesionist cu o experien\u021b\u0103 bogat\u0103 de peste 15 ani \u00een sistemul bancar-financiar. Experien\u021ba sa divers\u0103 acoper\u0103 mai multe domenii cheie: Managementul V\u00e2nz\u0103rilor, Recuperarea Datoriilor, Restructurarea Creditelor \u0219i Managementul Riscurilor.","sameAs":["https:\/\/123credit.ro"],"url":"https:\/\/123leasing.ro\/blog\/author\/sebastian-piu\/"}]}},"_links":{"self":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts\/2551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/comments?post=2551"}],"version-history":[{"count":3,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts\/2551\/revisions"}],"predecessor-version":[{"id":2555,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts\/2551\/revisions\/2555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/media\/2552"}],"wp:attachment":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/media?parent=2551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/categories?post=2551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/tags?post=2551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}