{"id":4789,"date":"2026-05-29T08:55:29","date_gmt":"2026-05-29T05:55:29","guid":{"rendered":"https:\/\/123leasing.ro\/blog\/articole-leasing\/leasing-rulate\/"},"modified":"2026-05-29T08:55:30","modified_gmt":"2026-05-29T05:55:30","slug":"leasing-rulate","status":"publish","type":"post","link":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/","title":{"rendered":"Leasing rulate: ghid complet pentru 2026"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><h1>Simulator Leasing Auto<\/h1>\n<p>Leasing rulate a ajuns una dintre cele mai practice solu\u021bii pentru cine vrea o ma\u0219in\u0103 de calitate f\u0103r\u0103 s\u0103 pl\u0103teasc\u0103 pre\u021bul unui autovehicul nou. Dac\u0103 te-ai uitat la oferte \u0219i ai sim\u021bit c\u0103 noul e prea scump, iar second-hand-ul de la particular te pune pe g\u00e2nduri, leasingul pe ma\u0219ini rulate poate fi op\u021biunea pe care o cau\u021bi.<\/p>\n<p>\u00cen ghidul de fa\u021b\u0103 afli cum func\u021bioneaz\u0103, ce condi\u021bii trebuie s\u0103 \u00eendepline\u0219ti \u0219i de ce ma\u0219inile provenite din leaseplan merit\u0103 o privire mai atent\u0103.<\/p>\n<h2>Ce po\u021bi afla din acest articol:<\/h2>\n<ul>\n<li>Ce este leasingul rulate \u0219i cum func\u021bioneaz\u0103<\/li>\n<li>Ma\u0219ini din leaseplan. De ce merit\u0103 aten\u021bia ta<\/li>\n<li>Avantajele fa\u021b\u0103 de creditul auto sau achizi\u021bia cash<\/li>\n<li>Condi\u021bii de eligibilitate \u0219i documente necesare<\/li>\n<li>Ce s\u0103 verifici \u00eenainte s\u0103 semnezi<\/li>\n<\/ul>\n<h2>Ce este leasingul pe ma\u0219ini rulate \u0219i cum func\u021bioneaz\u0103<\/h2>\n<p>Leasingul rulate func\u021bioneaz\u0103 practic la fel ca leasingul clasic. Diferen\u021ba e c\u0103 vehiculul nu este nou. Pl\u0103te\u0219ti rate lunare pentru a folosi ma\u0219ina pe durata contractului, iar la final ai dou\u0103 variante: cumperi vehiculul la valoarea rezidual\u0103 stabilit\u0103 prin contract sau \u00eel returnezi finan\u021batorului.<\/p>\n<p>Pe durata contractului, nu devii proprietarul ma\u0219inii. Finan\u021batorul (o banc\u0103 sau o companie de leasing autorizat\u0103 BNR) r\u0103m\u00e2ne titularul vehiculului. TVA-ul se achit\u0103 e\u0219alonat prin rate, nu integral de la prima zi.<\/p>\n<p>Tocmai asta face ratele mai accesibile fa\u021b\u0103 de un credit auto: nu finan\u021bezi toat\u0103 valoarea vehiculului, ci doar diferen\u021ba dintre pre\u021bul de achizi\u021bie \u0219i valoarea rezidual\u0103 estimat\u0103 la finalul perioadei de leasing. Pentru acela\u0219i vehicul, rata lunar\u0103 la leasing este de regul\u0103 mai mic\u0103 dec\u00e2t la un credit auto clasic.<\/p>\n<h2>Ma\u0219ini din leaseplan. De ce merit\u0103 aten\u021bie<\/h2>\n<p>O parte din ma\u0219inile rulate disponibile pentru leasing provin din flote de lease plan. Lease plan-ul este un model de administrare a flotelor auto folosit de companii: vehiculele sunt \u00eenchiriate pe o perioad\u0103 fix\u0103 (de obicei 3 sau 5 ani), dup\u0103 care sunt returnate \u0219i puse la dispozi\u021bie pentru v\u00e2nzare sau refinan\u021bare.<\/p>\n<h3>Ce garanteaz\u0103 un vehicul provenit din leaseplan<\/h3>\n<p>Ma\u0219inile din leaseplan au c\u00e2teva caracteristici greu de g\u0103sit la second-hand-ul de la particulari:<\/p>\n<ul>\n<li><strong>\u00centre\u021binere documentat\u0103<\/strong> companiile de flot\u0103 impun service regulat la dealeri autoriza\u021bi; istoricul tehnic exist\u0103 \u0219i poate fi verificat.<\/li>\n<li><strong>Kilometraj controlat<\/strong> de regul\u0103 20.000\u201325.000 km pe an, conform unui plan de utilizare prestabilit.<\/li>\n<li><strong>Vechime cunoscut\u0103<\/strong> trei p\u00e2n\u0103 la patru ani, nu vehicule cu trecutul necunoscut.<\/li>\n<li><strong>Repara\u021bii \u00eenregistrate<\/strong> orice problem\u0103 ap\u0103rut\u0103 este reparat\u0103 \u0219i documentat\u0103, pentru a men\u021bine valoarea \u00een eviden\u021bele contabile ale companiei.<\/li>\n<\/ul>\n<p>Nu toate ma\u0219inile rulate din ofertele de leasing vin din lease plan. Dar atunci c\u00e2nd ai aceast\u0103 op\u021biune, te alegi cu un vehicul mai predictibil tehnic fa\u021b\u0103 de unul cump\u0103rat de la o persoan\u0103 fizic\u0103.<\/p>\n<h2>Avantajele leasingului rulate fa\u021b\u0103 de alte op\u021biuni de finan\u021bare<\/h2>\n<p>Comparat cu creditul auto sau cu achizi\u021bia cash, leasingul rulate are avantaje concrete:<\/p>\n<table>\n<tr>\n<th>Criteriu<\/th>\n<th>Leasing rulate<\/th>\n<th>Credit auto<\/th>\n<th>Achizi\u021bie cash<\/th>\n<\/tr>\n<tr>\n<td>Avans necesar<\/td>\n<td>15\u201330%<\/td>\n<td>20\u201340%<\/td>\n<td>100%<\/td>\n<\/tr>\n<tr>\n<td>Rate lunare<\/td>\n<td>Mai mici (valoare rezidual\u0103 dedus\u0103)<\/td>\n<td>Medii<\/td>\n<td>Nu exist\u0103<\/td>\n<\/tr>\n<tr>\n<td>TVA pl\u0103tit<\/td>\n<td>E\u0219alonat<\/td>\n<td>Integral la cump\u0103rare<\/td>\n<td>Integral<\/td>\n<\/tr>\n<tr>\n<td>Proprietate<\/td>\n<td>La finalul contractului (op\u021bional)<\/td>\n<td>Imediat<\/td>\n<td>Imediat<\/td>\n<\/tr>\n<tr>\n<td>Deductibilitate fiscal\u0103<\/td>\n<td>Da, pentru firme<\/td>\n<td>Par\u021bial<\/td>\n<td>Nu<\/td>\n<\/tr>\n<\/table>\n<p>Pentru persoane fizice, avantajul principal r\u0103m\u00e2ne rata lunar\u0103 mai mic\u0103 fa\u021b\u0103 de un credit auto pentru acela\u0219i vehicul. Pentru firme, se adaug\u0103 deductibilitatea: ratele de leasing \u0219i TVA-ul aferent sunt deductibile fiscal, \u00een propor\u021bie de 50% pentru autovehicule cu utilizare mixt\u0103 sau integral pentru cele cu destina\u021bie exclusiv profesional\u0103, conform legisla\u021biei fiscale \u00een vigoare.<\/p>\n<h2>Condi\u021bii pentru leasing rulate \u00een Rom\u00e2nia<\/h2>\n<p>Cerin\u021bele variaz\u0103 de la un finan\u021bator la altul, dar c\u00e2teva apar la aproape to\u021bi. Finan\u021batorii autoriza\u021bi de <a href=\"https:\/\/www.bnr.ro\">Banca Na\u021bional\u0103 a Rom\u00e2niei<\/a> aplic\u0103 standarde de evaluare a riscului de credit, iar istoricul t\u0103u financiar conteaz\u0103 direct.<\/p>\n<h3>Persoane fizice:<\/h3>\n<ol>\n<li>V\u00e2rst\u0103 de minimum 18 ani (unii finan\u021batori cer 21 de ani)<\/li>\n<li>Venit stabil, demonstrabil prin adeverin\u021b\u0103 de salariu sau declara\u021bie de venit<\/li>\n<li>Grad de \u00eendatorare sub limita acceptat\u0103 de finan\u021bator (de regul\u0103 maximum 40\u201345% din venitul net), conform politicilor interne ale fiec\u0103rei institu\u021bii<\/li>\n<li>Istoric de credit pozitiv \u00een Biroul de Credit<\/li>\n<li>Avans minim 15\u201320% din valoarea vehiculului<\/li>\n<\/ol>\n<h3>Persoane juridice:<\/h3>\n<ul>\n<li>Firm\u0103 activ\u0103 de cel pu\u021bin 12 luni<\/li>\n<li>Situa\u021bii financiare care arat\u0103 capacitatea de rambursare<\/li>\n<li>Certificat de \u00eenregistrare fiscal\u0103<\/li>\n<\/ul>\n<h3>Documente necesare (persoane fizice):<\/h3>\n<ul>\n<li>Act de identitate<\/li>\n<li>Adeverin\u021b\u0103 de salariu sau similar<\/li>\n<li>Extras de cont din ultimele trei luni (la unii finan\u021batori)<\/li>\n<li>Documente privind alte obliga\u021bii financiare active<\/li>\n<\/ul>\n<p>Un istoric de credit pozitiv \u00een Biroul de Credit \u00ee\u021bi \u00eembun\u0103t\u0103\u021be\u0219te \u0219ansele de aprobare. Un broker \u00ee\u021bi evalueaz\u0103 profilul financiar \u0219i te orienteaz\u0103 spre finan\u021batorul potrivit situa\u021biei tale.<\/p>\n<p>Dac\u0103 e\u0219ti din zona Moldovei, g\u0103se\u0219ti oferte prin speciali\u0219tii care se ocup\u0103 de leasing automobile \u00een Ia\u0219i, cu finan\u021batori activi \u00een regiune \u0219i oferte pentru vehicule rulate.<\/p>\n<h2>Ce s\u0103 verifici \u00eenainte s\u0103 semnezi contractul<\/h2>\n<p>C\u00e2teva puncte care conteaz\u0103 \u00eenainte de semnare:<\/p>\n<ul>\n<li><strong>DAE (Dob\u00e2nda Anual\u0103 Efectiv\u0103)<\/strong> costul real al finan\u021b\u0103rii, nu doar dob\u00e2nda nominal\u0103. Compar\u0103 DAE, nu rata lunar\u0103 brut\u0103.<\/li>\n<li><strong>Valoarea rezidual\u0103<\/strong> suma pe care o pl\u0103te\u0219ti dac\u0103 vrei ma\u0219ina la final. Rate mai mari \u00een contract \u00eenseamn\u0103 valoare rezidual\u0103 mai mic\u0103; rate mai mici \u00eenseamn\u0103 c\u0103 pl\u0103te\u0219ti mai mult la scaden\u021ba final\u0103.<\/li>\n<li><strong>Asigur\u0103rile<\/strong> unele contracte includ CASCO obligatoriu, altele nu. Calculeaz\u0103 costul total \u00eenainte s\u0103 compari ratele.<\/li>\n<li><strong>Clauza de reziliere anticipat\u0103<\/strong> dac\u0103 vrei s\u0103 ie\u0219i din contract mai devreme, costul poate fi semnificativ. Verific\u0103 exact ce prevede contractul \u00eenainte s\u0103 semnezi.<\/li>\n<\/ul>\n<h2>Concluzie<\/h2>\n<p>Leasingul rulate este o op\u021biune concret\u0103 dac\u0103 vrei o ma\u0219in\u0103 bun\u0103 f\u0103r\u0103 s\u0103 blochezi tot capitalul sau s\u0103 pl\u0103te\u0219ti ratele unui autovehicul nou. Ma\u0219inile din lease plan adaug\u0103 predictibilitate fa\u021b\u0103 de second-hand-ul clasic de la particulari. Cheia este s\u0103 compari mai mul\u021bi finan\u021batori \u00eenainte de decizie.<\/p>\n<p>Vrei s\u0103 afli ce op\u021biuni de leasing rulate ai disponibile \u00een func\u021bie de veniturile tale? Contacteaz\u0103 un broker 123Leasing. Evaluarea este gratuit\u0103, f\u0103r\u0103 obliga\u021bii \u0219i prime\u0219ti oferte comparate de la mai mul\u021bi finan\u021batori deodat\u0103.<\/p>\n<h2>\u00centreb\u0103ri frecvente despre leasing rulate<\/h2>\n<h3>1. Ce diferen\u021b\u0103 exist\u0103 \u00eentre leasingul rulate \u0219i creditul auto pentru o ma\u0219in\u0103 second-hand?<\/h3>\n<p>La leasing rulate, vehiculul r\u0103m\u00e2ne \u00een proprietatea finan\u021batorului pe toat\u0103 durata contractului. Pl\u0103te\u0219ti rate pentru folosin\u021b\u0103 \u0219i po\u021bi cump\u0103ra la final dac\u0103 vrei. La creditul auto, devii proprietar imediat, dar pl\u0103te\u0219ti TVA integral de la start. Rata lunar\u0103 la leasing este de regul\u0103 mai mic\u0103, pentru c\u0103 nu finan\u021bezi toat\u0103 valoarea ma\u0219inii de la \u00eenceput.<\/p>\n<h3>2. Pot accesa leasing rulate dac\u0103 am contract pe perioad\u0103 determinat\u0103 sau sunt freelancer?<\/h3>\n<p>Da, dar unii finan\u021batori sunt mai restrictivi. Exist\u0103 institu\u021bii care accept\u0103 venituri din PFA sau contracte de colaborare, dac\u0103 documentezi venitul stabil pe cel pu\u021bin \u0219ase p\u00e2n\u0103 la dou\u0103sprezece luni. Un broker identific\u0103 rapid finan\u021batorii potrivi\u021bi pentru profilul t\u0103u.<\/p>\n<h3>3. Ce se \u00eent\u00e2mpl\u0103 dac\u0103 returnez ma\u0219ina \u00eenainte de finalul contractului de leasing?<\/h3>\n<p>Returnarea anticipat\u0103 implic\u0103 de obicei o penalizare \u2014 un procent din ratele r\u0103mase sau din valoarea rezidual\u0103. Condi\u021bia exact\u0103 este specificat\u0103 \u00een contract; cite\u0219te clauza de reziliere anticipat\u0103 cu aten\u021bie \u00eenainte de semnare.<\/p>\n<h3>4. Ma\u0219inile din leaseplan sunt mai scumpe la leasing fa\u021b\u0103 de alte ma\u0219ini rulate?<\/h3>\n<p>Nu neap\u0103rat. Pre\u021bul unui vehicul din leaseplan este determinat de pia\u021b\u0103, ca orice alt second-hand. Sunt adesea competitive ca pre\u021b, iar starea tehnic\u0103 este mai bun\u0103 fa\u021b\u0103 de vehiculele achizi\u021bionate de la persoane fizice. Costul final al leasingului depinde de pre\u021bul ma\u0219inii, avans, valoare rezidual\u0103 \u0219i DAE-ul finan\u021batorului.<\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>Simulator Leasing Auto Leasing rulate a ajuns una dintre cele mai practice solu\u021bii pentru cine vrea o ma\u0219in\u0103 de calitate f\u0103r\u0103 s\u0103 pl\u0103teasc\u0103 pre\u021bul unui autovehicul nou. Dac\u0103 te-ai uitat la oferte \u0219i ai sim\u021bit c\u0103 noul e prea scump, iar second-hand-ul de la particular te pune pe g\u00e2nduri, leasingul pe ma\u0219ini rulate poate fi op\u021biunea pe care o cau\u021bi.  [&#8230;]<\/p>\n","protected":false},"author":15,"featured_media":4742,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[236],"tags":[],"class_list":["post-4789","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing-auto"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Leasing rulate: ghid complet pentru 2026 - Blogul 123Leasing<\/title>\n<meta name=\"description\" content=\"Leasing rulate: afl\u0103 cum func\u021bioneaz\u0103, ce avantaje ofer\u0103 fa\u021b\u0103 de creditul auto \u0219i de ce ma\u0219inile din lease plan sunt o op\u021biune tot mai c\u0103utat\u0103.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Leasing rulate: ghid complet pentru 2026 - Blogul 123Leasing\" \/>\n<meta property=\"og:description\" content=\"Leasing rulate: afl\u0103 cum func\u021bioneaz\u0103, ce avantaje ofer\u0103 fa\u021b\u0103 de creditul auto \u0219i de ce ma\u0219inile din lease plan sunt o op\u021biune tot mai c\u0103utat\u0103.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/\" \/>\n<meta property=\"og:site_name\" content=\"Blogul 123Leasing\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-29T05:55:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-29T05:55:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2026\/04\/leasing-rulate.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Adrian Pandelescu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adrian Pandelescu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/\"},\"author\":{\"name\":\"Adrian Pandelescu\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#\\\/schema\\\/person\\\/dc47f911660441a489d20019f2882be9\"},\"headline\":\"Leasing rulate: ghid complet pentru 2026\",\"datePublished\":\"2026-05-29T05:55:29+00:00\",\"dateModified\":\"2026-05-29T05:55:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/\"},\"wordCount\":1335,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/leasing-rulate.png\",\"articleSection\":[\"Leasing auto\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/\",\"name\":\"Leasing rulate: ghid complet pentru 2026 - Blogul 123Leasing\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/leasing-rulate.png\",\"datePublished\":\"2026-05-29T05:55:29+00:00\",\"dateModified\":\"2026-05-29T05:55:30+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#\\\/schema\\\/person\\\/dc47f911660441a489d20019f2882be9\"},\"description\":\"Leasing rulate: afl\u0103 cum func\u021bioneaz\u0103, ce avantaje ofer\u0103 fa\u021b\u0103 de creditul auto \u0219i de ce ma\u0219inile din lease plan sunt o op\u021biune tot mai c\u0103utat\u0103.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#primaryimage\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/leasing-rulate.png\",\"contentUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/leasing-rulate.png\",\"width\":940,\"height\":788},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/leasing-auto\\\/leasing-rulate\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Leasing rulate: ghid complet pentru 2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/\",\"name\":\"Blogul 123Leasing\",\"description\":\"Blogul 123credit iti ofera toate informatiile de care ai nevoie cand aplici pentru credit ipotecar\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/#\\\/schema\\\/person\\\/dc47f911660441a489d20019f2882be9\",\"name\":\"Adrian Pandelescu\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/WhatsApp-Image-2025-04-23-at-16.43.23-1-96x96.jpeg\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/WhatsApp-Image-2025-04-23-at-16.43.23-1-96x96.jpeg\",\"contentUrl\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/WhatsApp-Image-2025-04-23-at-16.43.23-1-96x96.jpeg\",\"caption\":\"Adrian Pandelescu\"},\"description\":\"Cu o experien\u021b\u0103 solid\u0103 de peste 14 ani \u00een consiliere financiar\u0103, \u00eembin expertiza financiar\u0103 cu pasiunea pentru content writing. Transform experien\u021ba mea \u00een articole clare \u0219i accesibile, ajut\u00e2ndu-te s\u0103 \u00een\u021belegi mai bine lumea finan\u021b\u0103rilor. Fie c\u0103 ai nevoie de solu\u021bii sau informa\u021bii financiare, sunt aici s\u0103 te ajut.\",\"url\":\"https:\\\/\\\/123leasing.ro\\\/blog\\\/author\\\/adrian_pandelescu\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Leasing rulate: ghid complet pentru 2026 - Blogul 123Leasing","description":"Leasing rulate: afl\u0103 cum func\u021bioneaz\u0103, ce avantaje ofer\u0103 fa\u021b\u0103 de creditul auto \u0219i de ce ma\u0219inile din lease plan sunt o op\u021biune tot mai c\u0103utat\u0103.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/","og_locale":"en_US","og_type":"article","og_title":"Leasing rulate: ghid complet pentru 2026 - Blogul 123Leasing","og_description":"Leasing rulate: afl\u0103 cum func\u021bioneaz\u0103, ce avantaje ofer\u0103 fa\u021b\u0103 de creditul auto \u0219i de ce ma\u0219inile din lease plan sunt o op\u021biune tot mai c\u0103utat\u0103.","og_url":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/","og_site_name":"Blogul 123Leasing","article_published_time":"2026-05-29T05:55:29+00:00","article_modified_time":"2026-05-29T05:55:30+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2026\/04\/leasing-rulate.png","type":"image\/png"}],"author":"Adrian Pandelescu","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Adrian Pandelescu","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#article","isPartOf":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/"},"author":{"name":"Adrian Pandelescu","@id":"https:\/\/123leasing.ro\/blog\/#\/schema\/person\/dc47f911660441a489d20019f2882be9"},"headline":"Leasing rulate: ghid complet pentru 2026","datePublished":"2026-05-29T05:55:29+00:00","dateModified":"2026-05-29T05:55:30+00:00","mainEntityOfPage":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/"},"wordCount":1335,"commentCount":0,"image":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#primaryimage"},"thumbnailUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2026\/04\/leasing-rulate.png","articleSection":["Leasing auto"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/","url":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/","name":"Leasing rulate: ghid complet pentru 2026 - Blogul 123Leasing","isPartOf":{"@id":"https:\/\/123leasing.ro\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#primaryimage"},"image":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#primaryimage"},"thumbnailUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2026\/04\/leasing-rulate.png","datePublished":"2026-05-29T05:55:29+00:00","dateModified":"2026-05-29T05:55:30+00:00","author":{"@id":"https:\/\/123leasing.ro\/blog\/#\/schema\/person\/dc47f911660441a489d20019f2882be9"},"description":"Leasing rulate: afl\u0103 cum func\u021bioneaz\u0103, ce avantaje ofer\u0103 fa\u021b\u0103 de creditul auto \u0219i de ce ma\u0219inile din lease plan sunt o op\u021biune tot mai c\u0103utat\u0103.","breadcrumb":{"@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#primaryimage","url":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2026\/04\/leasing-rulate.png","contentUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2026\/04\/leasing-rulate.png","width":940,"height":788},{"@type":"BreadcrumbList","@id":"https:\/\/123leasing.ro\/blog\/leasing-auto\/leasing-rulate\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/123leasing.ro\/blog\/"},{"@type":"ListItem","position":2,"name":"Leasing rulate: ghid complet pentru 2026"}]},{"@type":"WebSite","@id":"https:\/\/123leasing.ro\/blog\/#website","url":"https:\/\/123leasing.ro\/blog\/","name":"Blogul 123Leasing","description":"Blogul 123credit iti ofera toate informatiile de care ai nevoie cand aplici pentru credit ipotecar","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/123leasing.ro\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/123leasing.ro\/blog\/#\/schema\/person\/dc47f911660441a489d20019f2882be9","name":"Adrian Pandelescu","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/05\/WhatsApp-Image-2025-04-23-at-16.43.23-1-96x96.jpeg","url":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/05\/WhatsApp-Image-2025-04-23-at-16.43.23-1-96x96.jpeg","contentUrl":"https:\/\/123leasing.ro\/blog\/wp-content\/uploads\/2025\/05\/WhatsApp-Image-2025-04-23-at-16.43.23-1-96x96.jpeg","caption":"Adrian Pandelescu"},"description":"Cu o experien\u021b\u0103 solid\u0103 de peste 14 ani \u00een consiliere financiar\u0103, \u00eembin expertiza financiar\u0103 cu pasiunea pentru content writing. Transform experien\u021ba mea \u00een articole clare \u0219i accesibile, ajut\u00e2ndu-te s\u0103 \u00een\u021belegi mai bine lumea finan\u021b\u0103rilor. Fie c\u0103 ai nevoie de solu\u021bii sau informa\u021bii financiare, sunt aici s\u0103 te ajut.","url":"https:\/\/123leasing.ro\/blog\/author\/adrian_pandelescu\/"}]}},"_links":{"self":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts\/4789","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/comments?post=4789"}],"version-history":[{"count":1,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts\/4789\/revisions"}],"predecessor-version":[{"id":4790,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/posts\/4789\/revisions\/4790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/media\/4742"}],"wp:attachment":[{"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/media?parent=4789"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/categories?post=4789"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/123leasing.ro\/blog\/wp-json\/wp\/v2\/tags?post=4789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}